FAQs
What type of financing products are available?
Depending on your supply chain and trade flow, we offer end-to-end trade finance products ranging from pre- to post-shipment. Contact us to discuss your needs in detail.
Do I need to pledge any collateral for the facilities?
Most forms of financing offered by Air8 require no collateral. Contact us to discuss your specific needs in detail.
What are the rates? Are there any other fees I need to pay?
While we offer competitive rates, pricing varies by product. Contact us to discuss your specific needs in detail.
What new documentation is required to start the financing process?
Air8 strives to make the process as straightforward and fuss-free as possible. We generally need a signed agreement between Air8 and the supplier, but that can vary based on your specific needs.
Why did I receive a request from my supplier to pay Air8 on the invoice due date?
Occasionally, suppliers sell their receivables to banks or factoring houses to receive early payment on their invoices. If a supplier has requested for payment to be made through Air8, it means that the receivables have been sold to Air8.
What is the notice of assignment that I received from Air8?
A notice of assignment informs you, the buyer, that a particular supplier has assigned its right to receive payment for particular goods to Air8. You should not be receiving multiple notices of assignment from different financial institutions for the same transactions. Contact us if you do.
If I have an ongoing financing program with another service provider, can my supplier still obtain financing through Air8?
Air8 can complement any existing financing program provided there is no double financing. Suppliers are always free to choose from the most competitive offers available to them.
I am interested in making available the option of early payment to more of my suppliers. Can Air8 help?
Air8 would be happy to work with you to organize an early payment program for more of your suppliers. For such larger scale programs, we can generally offer even more competitive rates. Contact us to discuss the available options.
Why invest through Air8?
Air8 is your one-stop-shop for quality Accounts Receivable assets. We have been working with global banks and credit insurance companies for many years, providing excellent returns to our funding partners.
What’s the underlying assets that I am investing in?
Air8 is a provider of trade finance solutions to a select group of suppliers, many of which provide services to well-known retailers and brands. The underlying assets could be in the form of trade receivables or trade loans, each with different risk profiles. We tailor the assets to suit your risk appetite.
What’s the underlying risk I am taking?
We can cater to a range of risk profiles, including assets covered by insurance or funding without insurance.
What’s the FX exposure?
At present, we offer mostly USD exposure. However, a range of currencies could be offered in the near future.
What is the investment tenor?
The average investment tenor is no longer than six months.
What ROI can we expect and within what timeframe?
The average investment term is up to six months; returns are adjusted accordingly.
My investments must meet ESG criteria. Will working with Air8 qualify?
In line with Air8’s vision and mission, we strive to provide accessible funding to SME suppliers of the world. In addition, we also collate information from our suppliers with regard to their sustainability practices. Contact us to learn more.
